Financial Performance Analysis of Southeast Bank Limited

Abstract

When we hear the word "bank," the first thing that comes to mind is a financial institution that operates only on cash. A country's financial sector can be used to estimate that country's economy. It started as a result of people's needs. A bank provides a client with a resource and contributes to building the nation's middle class. As the corporate world becomes more serious and multidimensional, the banking industry is constantly considering the development of new products and services along with new client-facing features. Modern banking was created due to changes in financial practices and manner of life. Therefore, banking demands and requests will be more unique and different in each new millennium than they have ever been. The primary objective of commercial banks, according to the state, is to increase their own profit. Additionally, they claim to direct banking activity for a variety of reasons. The nationalized commercial bank's main goal is to provide social government support in addition to financial gain. Their mission is to travel to all spheres of human existence and provide clients with various forms of support based on their requirements, demands, and requests. Banks provide a variety of services to their clients, including remittance facilities, credit information, financial counseling, a range of obligations, and the ability to tax and advance money to borrowers. The primary goal of this study is to evaluate the financial performance of Southeast Bank Ltd. SBL, a commercial bank in Bangladesh whose tagline is "A bank with a vision." As I near the end of my BBA program, I need to amass some useful knowledge to help me transition into the corporate world. Additionally, the bank is the greatest place to gather such useful information, thus I opened an account at the Agargaon Branch of Southeast Bank Limited in Dhaka. I had a wonderful opportunity to gain real experience by working there. I have to give the report that includes Southeast Bank Limited's "Financial Statement Analysis and Performance Evaluation" to you. I have done my best to demonstrate financial performance analysis over the last five years by doing different ratio analysis. Through the help of my supervisor, I learned about my host during my internship program. I also know how to manage clients, representatives, and potential customers, among other banking procedures. It's safe to say that the trip was exceptional.