Abstract:
This study investigates Al-Arafah Islami Bank Limited's (AIBL) Deposit Scheme Management, concentrating on the wide variety of banking products and services provided to its clients. This research, which was carried out as a requirement for the MBA program, is based on an internship at the Sonargaon Janapath Branch of Al-Arafah Islami Bank Limited, a bank that is licensed by the Bangladesh Bank. Since secondary sources made up the majority of the data collection for this research, a thorough and accurate analysis was guaranteed.
There are six chapters in the report. The study's history, justification, aims, methods, and limitations are all described in depth in Chapter 1's introduction. Al-Arafah Islami Bank Limited is thoroughly described in Chapter 2 along with its history, goals, commitments, organizational structure, branches, locations, Economic Value-Added (EVA) statement, and other pertinent firm data.
With an emphasis on deposit analysis, the chapter analysis provides information on AIBL's deposits, growth, and composition. The crucial fourth chapter digs into deposit administration, clarifying the associated goods and services as well as their individual management approaches. The procedures used by the bank to gather money from various deposit sources and distribute it to various investment portfolios in order to make money are also covered in this chapter. Along with prior performance, the report also shows the bank's current deposit and investment status.
The study's results are presented in chapter four, which also provides an update on the bank's investments and deposits. In order to increase the profitability of its deposit and investment activities, AIBL must solve a number of problems identified by the investigation. The study concludes with suggestions for enhancing the performance of the bank's investments and deposits.
