Abstract:
The purpose of this article is to use ratio analysis to demonstrate Bangladesh Commercial
Bank Ltd.'s financial performance. The study begins with the researcher's attempts to acquire
practical knowledge through in-person interviews with relevant bank personnel, informal
interviews with bank customers, on-the-job experience, and the bank's annual report. This
study was written after extensive, primarily descriptive, investigation. Data analysis was
performed using both quantitative and qualitative methods, and the results were presented in
Microsoft Word and Excel documents. The goal of this research is to examine the pattern of
Bangladesh Commercial Bank Ltd.'s rising and broadening financial performance. However,
the researchers were hampered in their efforts to finish the report by factors such as a lack of
readily available statistical data; an inadequate number of relevant books; and a lack of time.
Background information on Bangladesh Commercial Bank Ltd. There are two major stateowned
commercial banks in Bangladesh, and the second largest is Bangladesh Commercial
Bank Ltd. Its inception can be traced back to the 1972 Banks Nationalization Order.
Everything from the bank's goals and objectives to its organizational structure and
departments has been laid out for you. BCBL's greatest vulnerability is that it lacks
information, technology resources, and promotional activities, which could have a negative
impact on the bank's vast client base with huge amounts of deposit and market potentiality.
BCBL's earnings per share, net profit margin, and market value can all benefit from a
reduction in the company's debt ratio. If BCBL is able to improve its liquidity by increasing
its ROA and ROE, it will be able to extend its financial performance activities. In the end, it's
clear that BCBL's finances are being managed quite effectively. BCBL is prepared to take on
the challenge and will capitalize on the improving economic climate.
