Abstract:
In compliance with the 1994 Company Act, Jamuna Bank PLC was founded as a public limited company on June 3, 2001. This bank is of the third generation. The Bank carries out banking operations through its 149 locations around the country. Within its commercial banking business, the bank provides a broad range of services, such as investment facilities, bill discounting, transfer of funds, foreign exchange, safekeeping, collections, guarantee issuance, acceptances, and credit letters, in addition to bill discounting, money transfers, and other related services. The study tries to evaluate Jamuna Bank PLC's financial performance. The study's goal is to use ratianalysis to evaluate Jamuna Bank PLC's performance in order to pinpoint issues and make recommendations. Primary and secondary data were collected for the study. The purpose of this study is to present the various performance aspects of Jamuna Bank PLC in Bangladesh using an improved analysis framework. This report's framework analyzes the institution's health ratio and its related ratios. Among the various types of ratios are those measuring liquidity, leverage, profitability and efficiency, and market position. There are multiple chapters in this report. As a descriptive study, each chapter has been appropriately described. Complete details are provided in the bank's profile. in order for readers to fully comprehend the profile. For Jamuna Bank, various types of ratio analyses have been conducted. This report now includes numbers, tables, and charts. The ratio analysis component of this report is the most crucial one. It's been meticulously completed. According to the study, findings are added. As part of the BBA program, the ratios in this report were calculated using five years' worth of statistics from the annual report of Jamuna Bank PLC's financial statements. This ratio aids in determining Jamuna Bank's historical circumstances, which may enable them to learn from their mistakes in the past and make wiser decisions going forward. Finally, the bank's return on equity, net profit margin, and earnings per share are all declining. These issues are discovered during the financial performance analysis process, and some recommendations for improving the bank are included in the following chapter, provided that the Jamuna Bank manager deems them suitable. You can take preventative action if you do.
