Abstract:
This report, titled “Analysis of Investment Analysis of Agrani Bank PLC,” evaluates the investment portfolio performance and financial stability of Agrani Bank PLC from 2019 to 2023, with a focus on assessing its investment strategies and financial metrics. The primary objectives are to analyze the bank's asset allocation and portfolio diversification approaches and conduct a financial performance assessment using key financial ratios. The analysis identifies critical trends in the bank’s financial performance. Key profitability ratios, such as Net Profit Margin, fluctuated between 7.65% and 9.06%, indicating inconsistent cost management. Similarly, ROE and ROA showed declining trends, with ROE falling to 5.89% in 2023, signaling inefficiencies in capital utilization. On the other hand, Yield on Investments improved steadily, reaching 7.11% in 2023, highlighting the bank's ability to generate higher returns from its investments.
