Financial Performance Analysis of Mutual Trust Bank Limited

Abstract

The report was created to meet the requirements of the BBA curriculum. Participating in an organization is a must if you want to get both actual and conceptual experiences. An examination of Mutual Trust Bank Limited's (MTB) financial performance is presented in this Its goal is to make money by trading money for other goods. Mutual Trust Bank Limited(MTB) is a business that provides financial and customer services. There are eight differentdepartments that make up a bank: retail, wholesale, SME, NRB, card services, treasuryoperations, privilege, and offshore banking. In order to lower risk and increase profit, MutualTrust Bank Limited (MTB) collects money from its clients and invests it in short- and long-term financial institutions as well as other investment instruments.Financial performance is the one of the important elements for the bank. This report I focusedon this bank financial conditions through the using for common size analysis, trend analysis,ratio analysis and to identify some findings and I suggest some recommendations also. In this bank, the current ratio is ups and down position and cash ratio also. At first two years it increases but next three it downs. It is not a well enough to the bank. Bank operates their operations throughout the liquidity. If liquidity is not well enough it is very difficult to maintainits financial obligations. Operating efficiency ratio is good. Banks have enough time to its hand to pay money for their needs. ROA and ROE are declines in last several years, Bank is not using properly their asset and equity as a result their ROA and ROE is declines very drastically. But core capital ratio and capital adequacy ratio are well because its increasing over the several years. Net profit margin declines because of higher expenses and huge using for cost of goods sold..