Abstract:
Southeast Bank Limited is a planned business bank in Bangladesh. This is one of the main private business banks which is set up under the keeping money organizations Act 1991, the bank started its task on fourth July, 2001 with an essential goal of offering a wide range of business managing an account benefits generally accentuating on advancing little and medium business people everywhere throughout the nation. At present Southeast Bank Limited have 187 branches, over 300 ATM Booths, 405 SME Unit Offices, 1,800 remittance delivery points and 8,306 human resources.The fundamental motivation behind the report is to have a general thought regarding capacity and procedure of credit chance administration, examining devices and methods used to assess credit proposition, dissecting steps taken to recuperate Bank's awful arrangement of Southeast Bank Limited. Lending is one of the main functions of a bank. The goal of Credit Risk the executives of Southeast Bank Limited is to limit the hazard and boost banks chance balanced rate of return by expecting and keeping up credit presentation inside the satisfactory parameters. The Credit Risk Management office is in charge of maintaining the respectability of the Bank's hazard/return profile. The report discusses the nature of credit, types of credit, credit risk, management system, policies, credit approval process, credit risk, management committee, credit risk monitoring and performance of Southeast Bank Ltd.The study not only focuses on the activities of Southeast Bank Ltd but also highlights the credit risk management system of the bank. In the first chapter of this report contains some description about the banking sector and the perspective of the Southeast bank limited. The next chapter of this report is about the company. Their corporate mission and vision. How they exercise their key management profile. The third chapter contains the theoretical background of credit risk management. The fourth chapter is the analysis part of this report, which contains performance analysis of classified loan and advance, loan to deposit ratio, standard loan, sub-standard loan, doubtful loan and bad and loss loan of Southeast bank limited. Final chapter five includes some findings that made based on the analysis part and some recommendation for the improvement of credit performance.
