Credit Management System of Agrani Bank Limited

Abstract

The Internship report is prepared as requirement of BBA program of Daffodil International University. This report is on “Credit Management system of Agrani Bank Limited. This report is intended to assist the reader in detailed understanding the credit management system of Agrani Bank Limited. It also attempts to capture the procedures practiced in Agrani Bank Limited (ABL) in relation to credit handling. The purpose of this report is to have an idea about the credit management system of Agrani Bank Limited and then to assess its effectiveness in connection with.This report is based on Credit Management system and concentration is given on the Agrani Bank limited (Dhanmondi Branch). Here both primary and secondary sources of data are used. Personal observation and consultation with the concerned personnel is key sources of data in this report, so the first chapter contained the objectives, scopes, limitations and the methodology containing the sources of data collected.After that, discussed about the organizational part that provides in detail information about the organization with its company profile, Corporate Vision and Mission, product & service and resources. Then showed analysis about loan and advance, loan and deposit ratio and also showed performance analysis of standard loan, sub-standard loan, doubtful loan, bad & loss of ABL.Now a day whole banking sector in Bangladesh going through an insufficient fund. For this ABL also having some problem to face. And it is trying to overcome these situations by taking new initiatives. Finally, some suggestion is given based on the findings.