Abstract:
This internship report provides a review of the credit management and loan processing
functions in detail. At Trust Bank PLC one of the most renowned commercial banks in
Bangladesh. The purpose of the internship was to be performed to complement the
academic knowledge and practical banking experience especially in the Credit
Division- the place where I was observing and being involved in several activities,
including customer assessment, disbursement and post-loan monitoring as well as
documentation.
The major points of the report are:
• A detailed description of the types of loans and facilities (both funded and
nonfunded)
• The documentation of the loan approval and disbursement process, the
workflow thereof.
• Hands-on experience in CIB reporting, risk assessment, collateral valuation and
CRM software.
• Credit monitoring, early warning and recovery processes.
• Automation difficulties and suggestions, client acquisition, and legislative
compliance
The report will culminate with the recommendations to improve the efficiency of the
operations and harmonize banking services having changing market needs. It seeks to
offer practical knowledge that is scholarly applicable and practically effective
