Credit Risk Management of Jamuna Bank PLC

Abstract

In this report, an internship experience and its findings are discussed to fulfillment of the requirementfor the Bachelor of Business Administration (BBA) degree. Based on this internship experience, ithas been observed that the organizational work environment during my internship at JamunaBankPLC has remained motivating and welcoming, and the organizational members were observedtobeknowledgeable and efficient under the supervision of the organizational management. JamunaBankPLC is one of the leading private banks in Bangladesh and is known for its excellent organizationalservice and efficiency. It is evident that the report is focused on credit risk management practices at Jamuna BankPLC, andit encompasses several areas such as compliance, organizational structure and credit operationprocess, loan approval and disbursal process, credit collection process, loan recovery process, andthe diversity of credit products and services. Firstly, the objective of this study is to be able to know the different credit programs andapprovalprocess of Jamuna Bank, analyze its credit assessment and risk management process, andexplorepossible flaws in credit management, and finally formulate some suggestions for improvement.Alongside this, the shortcomings of this work are recognized, and it is expected that this workwill beable to contribute in some way to Jamuna Bank in improving their credit management processandhelping them deal with their current problems.