Credit Risk Management of Agrani Bank PLC

Abstract

Credit risk management is crucial for minimizing non-performing loan and ensure the financial stability. Main objective of credit risk management low-rate nonperforming loan diversified portfolio and keep it their market position agrani bank plc managing and reducing the financial losses they tack many actions and followed the rules and regulation of Bangladesh bank. They check their customer credit history it focuses to their customer creditworthiness also bank known their repayment position. Bank face the several types of credit risk such as loan defaulted, credit spread risk, liquidity risk etc. bank take the action those types of risk also the mitigation strategy. Remove the credit risk bank analysis the data internal information of borrower company. Besides use the upgrade technology that manage the time right way and mitigation the credit risk.