Abstract:
A company's total financial health over a specific time period is gauged by its financial performance. In order to give depositors, bank managers, shareholders, investors, and regulators a realistic view of Dhaka Bank PLC financial situation, this study compares the bank's financial performance. The bank's financial performance is analyzed using the ratio analysis technique. The balance sheet and income statement for the 2019–2023 period are the annual financial statements from which the data is gathered. To ascertain the significance of the mean differences of these Dhaka Bank PLC ratios, an independent sample test was employed. In addition to finding a substantial mean difference in the bank's profitability, capital adequacy, and cash flow ratio, the study indicates that Dhaka Bank PLC is less liquid and riskier but more profitable, deployable, and operationally efficient. Dhaka Bank PLC should carry out internal evaluation in order to enhance its operations and address its shortcomings in order to improve performance. Dhaka Bank PLC carried out this analysis, which was dubbed Financial Performance Analysis. The methods of comparative financial performance analysis and trend analysis were both applied. For study purposes, three years' worth of audited financial reports from 2019–2023 were taken. The majority of studies to date have attempted to evaluate the expansion of private banks in terms of their capacity to grant loans and their ownership of assets.