“Credit Rating System” A Study on Emerging Credit Rating Limited

Abstract

Emerging Credit Rating Limited (ECRL) began its operations in 2009 and obtained a credit rating license from the Bangladesh Securities and Exchange Commission (BSEC) in June 2010, adhering to the Credit Rating Companies Rules of 1996. In October 2010, ECRL also received recognition from Bangladesh Bank as an External Credit Assessment Institution (ECAI). This internship report is a part of my practical learning experience at ECRL. It begins with an introduction that outlines the purpose and necessity of the report. Following this, the Organizational Overview section provides a comprehensive look at ECRL, detailing its mission statement, vision, goals, products and services, and an overview of its credit rating system. The final section of the report, titled Findings, Recommendations, and Conclusion, addresses the challenges identified within ECRL, suggests solutions for overcoming these issues, and concludes with my overall reflections on the matter.