Credit Risk Management Analysis of Mutual Trust Bank Limited

Abstract

Mutual Trust Bank Limited is an incorporated as a public Limited bank in Bangladesh. This is one of the main private business banks which are set up under the keeping company Act 1994, the bank started its task on 29th September, 1999 with an essential goal of offering a wide range of business managing an account benefits generally focus on small and medium business people everywhere throughout the nation. At present Mutual Trust Bank Limited have 156 branches, over 312 ATM Booths, Debit Card 304896, Credit Card 100209, 405 SME Unit Offices, 1,800 remittance delivery points and 17,373 human resources, Customers 11,55,179 number . The report have a general thought regarding capacity and procedure of credit, and methods used to assess Limited. Lending is one of the main functions of a bank. The goal of Credit Risk the executives of MutualTrust Bank Limited is to limit the hazard and boost banks chance balanced rate of return by expecting and keeping up credit presentation inside the satisfactory parameters. The Credit Risk Management office is in charge of maintaining the respectability of the Bank's return profile. The report discusses the nature of credit, types of credit, credit risk, management system, policies, credit approval process, credit risk, management committee, credit risk monitoring and performance of Mutual Trust Bank Limited.