Internship Report on Performance Evaluation of Export Import Bank of Bangladesh PLC

Abstract

This report focuses on the Financial Performance Evaluation of Export Import Bank Bangladesh (Exim Bank) by analyzing its operational efficiency and measuring profitability over the past five years. EXIM bank established in 1999. The bank has made significant steps in the banking sector of Bangladesh by offering a wide range of services such as retail, corporate, and trade financing, along with Islamic banking solutions. This report is structured in FIVE main sections: an introduction, an overview of EXIM Bank, a detailed performance analysis based on financial ratios and finally, the findings and recommendations for improving the bank’s financial performance. The primary objective of this study is to assess EXIM Bank's financial health by analyzing key performance indicators like net profit margin, operating profit margin, return on equity, asset utilization and other financial ratios. By evaluating these metrics over the period from 2019 to 2023, this report highlights the bank’s performance trends, growth patterns, and identifies areas where improvements can be made. At last, the report provides key findings from the ratio of last five years. Based on the findings, the report provides some recommendations for improving EXIM Bank’s cost efficiency, profitability, and financial stability. These include optimizing asset utilization, managing debt levels more effectively, and diversifying income streams to reduce dependency on interest-based revenue.