Internship Report on: Credit Operation and Performance of Dhaka Bank PLC

Abstract

Nowadays, we can’t imagine a society without banks that play a vital role in the development ofthe economy. The bank's main target is to build up capital, improve financial capacity, andensuresecurity. Dhaka Bank PLC is one of the largest and leading private-sector commercial bank in Bangladesh. The bank is engaged in offering conventional and Islamic commercial banking services toitscustomers, such as depository schemes, loans and advances, and card services. Its products andservices include corporate banking services such as short-term finance, long-termfinance, export finance, retail banking, home loans, travel loans, digital banking services the popular student fileservice, and remittance payment services. This report discusses the nature of credit, typesofcredit, credit processes, credit performance, credit management system, policies, credit approval process, and credit monitoring of Dhaka Bank PLC. This report is divided into five chapters and detailed in various parts. The first chapter containsthe introduction, background, origin of the report, objectives, scope, methodology, andlimitations of the report. The next chapter is about the company overview, including its mission, vision, core values, corporate objectives, and information about its products and services. Thethird chapter contains the theoretical background of credit operations. The fourth chapter is theanalysis part, which includes the overall credit performance of Dhaka Bank PLC. Finally, the last chapter of this report contains some findings and recommendations for theimprovement of Dhaka Bank PLC.