Abstract:
Mutual Trust Bank Limited is a scheduled commercial bank in Bangladesh. The Company
used to be blanketed asa Public Limited Company on the September 29, 1999, under the
Companies Act 1994. The Company used to be as soon as also issued Certificate for
Commencement of Business on the same day and used to be once granted license on October
05, 1999 by Bangladesh Bank underneath the Banking Companies Act 1991 and commenced
its banking operation on October 24, 1999.At present Mutual Trust Bank Limited have 112
branches, more than 165 ATM Booths in our country.
This report depends on layaway the board framework and fixation is given on the Mutual
Trust Bank Principal branch. Individual perception and discussion with the concerned faculty
is the key wellsprings of information. Hazard is intrinsic in all parts of the business activity.
Despite the fact that for banks and money related foundations, credit the executives is a vital
factor that should be overseen. Credit the executives is one of the significant dangers looked
by the Bank.
This investigation primarily attempts to give a diagram with respect to credit approach, credit
endorsement process additionally discover the credit payment credit assignment. The
investigation covers some money related proportions like Credit Deposit Ratio, Return on
Equity, Return on Asset, Cost Income Ratio, Capital Adequacy Ratio and some different
proportions.
Subsequent to investigating in general examination it tends to be uncovered that the credit the
executives should be a ground-breaking process that empowers banks to proactively oversee
advance portfolios so as to limit misfortunes and acquire an adequate dimension of return for
investors gaining. I likewise look at some vital proportion of credit and dissect their present
circumstance dependent on productivity. The execution of the bank is well in a few parts than
the earlier year however in a few areas the situation of the bank is intensify. Particularly at
the situation of the arrival to the partners. So the supervisory group and the best dimension
expert and officials of the bank ought to wind up worry about the administration ability of the
bank which can profit increasingly more to its partners.