Investment Activities of Social Islami Bank Limited

Abstract

The main focus of this report is on Investment activities of Social Islami Bank Limited. In order to focus on the modes of Investment of Social Islami Bank Limited, the study focuses on different modes of investment, investment procedure and classified investment of Social Islami Bank Limited. The study has been conducted mainly based on secondary data. The data has been collected for the period of 6 years from 2012 to 2017. Some information has also been collected from the discussion with the officers. Results of the study show that there is an increasing trend in deposit, investment, and investment income from SIBL. The investment to deposit ratio of SIBL is fluctuating over the years. SIBL invests more in Bai-Murabaha Mode and there is an increasing trend in classified investment of SIBL has fluctuated over the years. Therefore, Bank should give more effort to maintain and improve its trend of deposit rate by increasing their branches, providing more customer services like- developing new savings scheme, give concentration to control the classified investments by continuous communicate with the customer and should properly check the document of the applied client before the disbursement of the fund of different modes so that the income from different modes of investment will be enhanced.