Abstract:
IDLC Finance Limited is one of the alleged non-banking financial institutions in Bangladesh. I
had an opportunity to closely view the functions and ethnicity of this organization. I have
conducted my internship report on evaluation of Credit information Bureau, a Study on IDLC.
This topic is very much necessary to organize my report as I am working in CRM department in
CIB team & analysis. This report has been prepared to analyze the importance of CIB & current
credit risk management. I have tried to give all information about my topics. The main subject is
Credit Information Bureau & Credit analysis. From this point of view it justifies the subject
matter of the report.
The credit& risk management department of Bangladesh Bank provides information of
borrowers who have taken various types of loan and facilities. Every FI should have a credit risk
policy document that should include risk recognition, risk measurement, risk grading/aggregation
techniques, reporting and risk control/ mitigation techniques, documentation, legal issues and
management of difficulty facilities. The senior
management of the FI should build up and
establish credit policies and credit
administration procedures as a part of overall
credit risk management framework and get those
approved from Board. Such policies and
procedures shall provide guidance to the staff on
various types offending including Corporate,
SME, Consumer, Housing, etc and in future if I
do job any financial organization I can optimize
in my job place and because of this internship
project I can gather so much knowledge and can
use it. Location of the Corporate Head Office and
branches of the IDLC Group
