Abstract:
As an Intern, I had the opportunity to do the different types of tasks under Sonali Bank
Limited. During the internship period, I have used my observations and gained experiences
about various banking functions and day-today operations. Sonali Bank Limited provides
different types of services to its customer’s like-Merchant Banking, Foreign exchange,
General banking etc. I have prepared this report in four chapters. In my whole report, I have
worked on financial performance analysis of Sonali Bank Limited. I have collected last five
years financial data of Sonali Bank Limited for preparing the report.
In my first chapter, I have introduced the report as the origin of the report. Then I have
discussed objectives, methodology and scope respectively. I have also discussed the
limitations of preparing my report.
In my second chapter, I have discussed the history background of Sonali Bank Limited. Then
I have shown the roles, corporate profile, vision, mission, products and services, board of
directors, core values, ethical principles and commitment to clients. I have also shown the
SWOT analysis and corporate social responsibility.
In the third chapter, I have shown the financial performance in short from 2013 to 2017 liketotal advances, deposits, net profits/losses, operating profits etc. Then I have shown the
common size statements (balance sheet) for 2017. Then I have discussed various types of
ratios like- operating profit ratios, gross profit ratios, ROA, ROI, ROE etc. From these types
of analysis I have seen that total income has ups and down previous five years. In 2013 it has
been 3945 million,2014 has been 4977 million,2015 has been 3235 million,2016 has been
3101 million and in 2017 it has been 3400 million. On the other hand net profit and total
operating profit has been increased because of decrease in total expense the five years. ROA,
ROE, has been decreased ultimately. In 2013 ROA and ROE has been 1.28% and 12.90%
respectively but in 2017 these ratios has been 1.21% and 0.01% respectively.
