Abstract:
Bank is most operative monetary intermediary in today’s world. As a monetary institutions
bank predominantly manage to communion between persons and operative works at this age
globalization. Bank faces many of risk like credit risk, reputation risk, liquidity risk and
market risk etc. Credit risk is one of the major risks of them. To manage this risk they take
various kinds of steps.
This report is based on credit Risk management system. Here both primary and secondary
source of data are used. Personal observation and consultation with the concerned personnel
is key sources of data.
In Chapter one there is describe about introduction part of this report. In introduction part
here is introduction, Background of the study, objective of the study, scope of the study,
methodology of the study, limitation of the study and rationality of the study. Chapter two is
describe about organizational profile of NBL. Here is history of NBL, Profile of NBL,
Objective of NBL, Mission, Vision, and Division of NBL, core value of NBL, Structure of
NBL, Product & Service of NBL, Goal of NBL And management style of NBL. Chapter
Three Is Describe about Credit risk management system of NBL. Here is describe about
Credit risk, Credit risk management, principal of Credit risk management, tools use in Credit
risk management, Credit policy guideline, credit policy in national bank limited, credit
portfolio mix, risk management process, Credit approval process& documentation, credit risk
assessment, credit risk management of NBL And provisioning. Chapter five is discuss about
analysis part of this report. Here is describe about loan & advanced, standard loan,
substandard loan, SME loan, doubtful loan, bad & loss loan, non-performing loan, recovery
loan & section wise loan and advanced. Chapter five is describe about findings,
recommendations & Conclusions. At last chapter six is the appended part of this report.
