Working Capital Management : A Study on Grameen Bank Corporate Branch

Abstract

Grameen Bank (GB) has turned around traditional banking practice by evacuating the requirement for security and made a banking framework dependent on responsibility, common trust, inventiveness, and cooperation. Grameen Bank gives credit to the most unfortunate in Bangladesh, with no insurance. At Grameen Bank, credit is a practical weapon to battle destitution and it fills in as an impetus in the general advancement of financial states of the poor who have been kept outside the banking circle on the ground that they are poor and henceforth not bankable. The major purpose of the study is to analyze the working capital management of Grameen Bank Limited by considering the annual report of five years. The financial statement explains the trend analyzes and the ratio analyzes along with the comparative balance statements. Working capital is one of the most troublesome financial ideas to understand for the smallbusiness proprietor. In fact, the term means a variety of things to various individuals. By definition, working capital is the amount by which current assets surpass current liabilities. It includes the relationship between a company's transient assets and its momentary liabilities. Assets required for transient requirements for the reason like payment of wages and another day to day costs are known as working capital. The goal of working capital management is to guarantee that the firm can proceed with its operation and that it has adequate cash stream to satisfy both maturing transient obligation and up and coming operational costs. Working capital is primarily worried about inventories management, receivable management, cash management, and payable management. The study included a couple of personal meetings with the financial heads of the company and through observation strategies. Company annual reports were being evaluated and working capital management was being analyzed from it. With the end goal of the study, the accommodation sampling strategy has been utilized.