An Analysis of Foreign Remittance Activities of Janata  Bank Limited

Israt, Farzana Alam

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An Analysis of Foreign Remittance Activities of Janata Bank Limited

Israt, Farzana Alam

URI: http://dspace.daffodilvarsity.edu.bd:8080/handle/123456789/4526

Date: 2019-09-25

Abstract:

As a part of my M.B.A program, I have spent 12 weeks in Janata Bank Limited, “Gonosastho Kendra” Branch learning remittance activities. This internship report topic is, “An Analysis of Foreign Remittance Activities” of Janata Bank Limited. This report is composed of seven chapters, which are further divided into different parts. In the introduction chapter, I have mention organization objective, scope of the study, methodology, limitation etc. has been highlighted. In the second chapter, I have mentioned An Overview of Banking Sector in Bangladesh. In Chapter Three I have given the idea about An Analysis of remittance activities in banking industry and in Chapter four I have given findings and discussion about the bank. In the Chapter five I recommended some points which can make possible the bank to get rid of their numerous problems. I have presented all the things, which are discussed in this report; in the form of recommendations and chapter six conclusion of this study. Then, chapter seven I have concluded the report with references.

Description:

Janata Bank Limited is the famous commercial Bank in Bangladesh. It started its journey as a public limited company on the 1972. It gets authorization from Bangladesh Bank on 1983 to start its company. Every single one branches of the Bank run as a commercial function origin. Janata provides services for all commercial banking requirements of the customers, which include deposit banking, loan & advances, export import financing, Domestic & Foreign remittance competence etc. Both stock Dhaka & Chittagong is listed with JBL. The primary consign of business & administrative center were situated Head Office: Janata Bank Limited Address: Head Office: Janata Bank Building (8th-10th, 16th - 19th Floors), 8 Dillkusha, Motijil, Dhaka. The growth rate of import business is 46.05 percent and the growth rate of export business is 31.66 percent which is much higher than the previous year. Janata Bank closed the year with satisfactory performance in every sector. Turn-down the risk about payment for importer’s & exporter’s both. Always L/C is the standard form for secluded partners, it’s very important for international export payment in trade. Janata Bank Limited at “Gonosastho Kendra” Branch is playing a very significant role in Foreign Remittance Financing. In 2016 the bank has earned a total profit of Tk. 400.80 million from foreign exchange business. The total transaction of import business is Tk. 86,667 million and the total transaction of export business is Tk. 50,712 million. At the end of the year 2017, total asset of the bank stood at Tk. 129,876 million, which is increasing 43.53 percent in the previous year.

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