Abstract:
In general, theoretical debate has discrepancies with the practical world, so everyone wants a
realistic working experience to understand the real from a distance. The internship program is
one of the most tried and tested approaches to overcome the gaps of experience. Probably the
most effective program yet designed to combine education and experience is this form of
curriculum.
BBA program is aimed at developing qualified "Business Manager / Executive" with an
absolute professional perspective in the practical field. So this discipline's students should be
programmatic and have an exceptional understanding of the business environment of real life.
The internship program's primary goal is to produce learners with a responsive organizational
environment so that they can settle for the jobs in the future and get a chance to reconcile
theoretical knowledge with real-life scenario, so internship is considered an essential part of
the BBA program.
While completing the theoretical part of the BBA program, I was put in the Sonali Bank
Limited Tangail Branch, Tangail for my internship program elsewhere I worked with a Loan
& Advances Department team as well as a similar alternative department such as foreign
exchange, but here I tried my best to concentrate on my specific department where I was
assigned as an intern.
This report describes primarily what was the departments ' operating procedure and what I
actually learned from my work. This report also advises everyone on an outbound department
with a straightforward conception of its operating procedure and operations, as not only but
also Sonali Bank Ltd is the organization that provides service information and its customer
course of action after its services have been made available.
Description:
The Bank plays a vital role in the economic development of a nation. Due to deregulation,
technological innovation, globalization, etc., the banking world has undergone a lot of change
over the past few years. These changes have also brought about revolutionary changes in the
economy of a country.
For its net asset or interest, Sonali Bank Limited (SBL) is Bangladesh's largest commercial
bank and has 1218 branches. Sonali Bank Limited's goal is to broaden a range of quality
products that serve people's divergent needs to enrich their lives, create value for stakeholders
and contribute to the country's socio-economic development.
This report is prepared mainly on the basis of my Sonali Bank Limited, Tangail, 3-month
practical work. This internship period helps me to understand a lot more about a financial
institution's practical situation and environment as well. Loans or credits are included because
the banking institutions have the most important quality and also the primary source of
earnings. On the other hand, as the major source of risk to bank management, loan / credit is
also considered. Bank management is always trying to create an appropriate balance between
the loan portfolio's return and risk. I actually learned from this report how Sonali Bank
distributes loan to its customer and how it is recovered. In fact, I have also learned about their
system of credit policy applying for disbursement and recovery of distributed loans. The data
has been gathered from each of the primary sources and secondary sources to supplement this
article. I took most of the data from secondary sources from primary and secondary sources.
Some info or information is used based on secondary data collected from entirely different
databases, Sonali Bank's official website, SBL manual, the relevant section or department's
desk report sheet as well as training sheets.