Abstract:
Al-Arafah Islami Bank Limited (AIBL) is a private commercial bank. Banks are the most important one in the financial sector as they play a very crucial role for the economy. Banking business mainly maintains flow of funds from depositors to investors. In doing so, bank need to collect deposit from the depositors and then invest to the investors.
The objective of my study is to acquire the knowledge about the investment operation of AIBL. This report will give a clear idea about performances, operational strategies, management and monitoring of investment department of AIBL. Especially this report focuses on the investment activities area of AIBL in current position. The objective of the report is to analyze the investment & banking performances of Al-Arafah Islami Bank Limited. But it has some specific objectives which help me to know the terms and conditions of investment performances, investment procedures and investment monitoring system of Al-Arafah Islami Bank Limited. I have collected the information regarding Al-Arafah Islami Bank from secondary sources. This report aims to provide the investment activities performance of Al-Arafah Islami Bank Limited.
Though investment department is my main concern but I had worked also in general banking and foreign exchange.
Investment part has various special terms what I use in this report and various mode of investment. It has the process of investment & principal. I have shown the year wise, total amount of deposit, mode wise, and sector wise investment.
AIBL had the lowest investment in agriculture and highest investment in trade finance. Finally, I have found some problems in my selected areas. I have recommended taking some steps to remove those problems. The sources of information are annual report of the bank, internet, newspaper, magazine etc. My experience also helps me to establish this report.