Financial Performance Analysis of CTC Group

Abstract

The report aims to analyze the financial performance of CTC Group. It is a private organization in Bangladesh working since 2005. CTC Group is producing Polyurethane, Expandable polystyrene Sandwich Panels for Building and Cold Storage industry on a discontinuous Line. Basically this report focused on last five years’ financial data. Therefore, ratios such as capital adequacy, leverage ratio, percentage of classified loans, net profit margin, earning per share, return on equity etc. are used to determine its performance. After analyzing the overall study it can be revealed that, ROE of CTC Group has a decreasing trend, on the other side its ROA has an increased trend in each year. This means that CTC Group is capable to use its assets more efficiently than its earnings. Moreover, CTC Group is using own fund for making new policies which reduce the cost of total assets at the same time It increases the operating expenses. Now a day’s whole of the economic sector in Bangladesh going through insufficient funds. For this CTC Group also has some problem to face. And it is trying to overcome these situations by taking new initiatives. It’s my belief that CTC Group will keep a crucial role in developing Bangladesh economy to build up in Digital Bangladesh project in near future as like before.