Abstract:
The report is prepared as part of practical orientation of BBA program a description of all
activities done by “Loan Performance of Grameen Bank: A Study on Head Office “In this
report I have tried to discuss and define all of the major activities related with to Loan
Performance of Grameen Bank (GB).This report basically loan performance for Grameen
bank ,Mirpur 2 and it evaluation for different perspective.All purpose will findout and
evaluate and have to be any condition that all part should identified loan performance of
grameen bank. Identifying overall condition for doing Microcredit business with the poor
people in village.Grameen bank Basically help to the poor people and how to develop poor
people gb that decision take for poor people .Actully Grameen bank create microcredit loan
for poor people Because Any people don`t give there loan against without
collateral.Grameen bank create a lot of service for poor people microcredit
loan,insurance,no collateral,and other lot of service .Grameen bank basically make a good
decision about education loan because if education loan give to poor people then definitely
Bangladesh increase educated people and poor people can not reading for money so
Grameen bank is make a good decision. As a conventional bank branch it has a general
banking section where the primary task of deposit collection, maintenance of accounts,
cash and all local services are done. It performs the job of fund management on behalf of
the whole bank. Other main duty of the department is maintenance of the accounts and
dealing with the clearinghouse. The loans and advance section is in charge of proper
disbursement of the funds to productive as well as profitable ventures. The foreign trade
department is in charge of foreign trade financing. The bank work both issuing bank,
negotiating bank and reimbursement bank to international trading. Remittance of foreign
currencies is another important job of the department. In this age when management
requires proper flow of accurate information to run an organization successfully than the
banks way of information handling is quite out dated from the view point of sophisticated
management information science. Branch and the trends of graphs shows a sign of
improvement and expansion of activity in all spears of banking.
Description:
The history of Grameen Bank can be traced back to 1976 when Professor Muhammad
Yunus, Head of the Rural Economics Program at the University of Chittagong, launched
an action research project to examine the possibility of designing a credit delivery system
to provide banking services targeted at the rural poor.
Muhammad Yunus earned a doctorate in economics from Vanderbilt University in the
United States. He was inspired during the Bangladesh famine of 1974 to make a small loan
of US$27 to a group of 42 families as start-up money so that they could make items for
sale, without the burdens of high interest under predatory lending. Yunus believed that
making such loans available to a larger population could stimulate businesses and reduce
the widespread rural poverty in Bangladesh.
Nobel Laureate Muhammad Yunus, the bank's founder Yunus developed the principles of
the Grameen Bank (literally, "Bank of the Villages" in Bengali) from his research and
experience. He began to expand microcredit as a research project together with the Rural
Economics Project at Bangladesh's University of Chittagong to test his method for
providing credit and banking services to the rural poor.