Abstract:
The ABC purpose of this internship program is to complete the condition of the BBA program
recommended by Daffodil International University. However, the main goal of this program is to
acquire the practical understanding of the real life organization. This internship was concluded
with the objective of getting hands-on information in the General Banking and Loans & Advance
deposits department of Bank Aisa Limited, Ashulia, Dhaka. My initial obligation was assigned to
work and understand how General Banking is works. I also learned the corporate culture of
banking industry during my internship and attended to so many training sessions inside the bank.
Here I found Md Arif Hassan who was my campus dean and he assisted me to learn several work
related tasks every day containing day-today bank transaction reports within the organization
protocols.
This internship report was prepared on the basis of financial performance from 2014 to 2018 of
Bank Asia Limited. Bank Asia started its journey on 27 November of 1999 Recognized as the
first private sector bank entirely owned by native entrepreneurs, Bank Asia has been booming as
the prime private sector bank after encountering much pressure. The study which is based on 2014-
2018 year by using the updated data about their business area.
At the beginning part of this report, some introductory words are discussed about banking
activities. It also includes the main objectives of the report along with the methodology of the
study. After that background and profile of the bank are discussed. Chapter-3 includes theoretical
aspects of financial performance analysis tools. The most important part of this report is chapter 4
that evaluates the financial performance of Bank Asia Ltd. It includes horizontal and ratio analysis.
Finally chapter 5 ends with some findings relating to financial performance and provide possible
recommendations.
Description:
The progression of economic expansion needs capital establishment besides other structural
changes like improvement in skill and efficiency of manpower, better association, medical and
schooling system, etc. An efficient and effective financial system bestow to the much-anticipated
economic improvement through capital establishment which can be categorized into three stages,
savings, financing and investment. Banks create the most important functionary in the whole
network of the financial system for enrollment of savings, intermediation between savers and
investors and allocation of credit to industrious sectors and thus play a dynamic role in the
economic development of a nation. The prosperous of Bangladesh Economy is strictly connected
to the banking systems.
Banking is one of the highly liquid in tuitions. Financial statements for banks present a different
analytical problem. As a result, analysis of bank’s financial performance requires a distinct
approach that recognizes a bank’s unique risks.
The arrival of Bank Asia Limited in the private sector was a significant role in the Banking arena
of Bangladesh. When the nation was in the grip of severe collapse, the government took the
visionary resolution to allow the private sector to recover the economy of the country. Numerous
active entrepreneurs came forward for founding a bank with a slogan to renew the economy of the
country. Bank Asia Limited is a first generation private bank in Bangladesh. It is playing significant role
in raising the business sector of the country. It has applied well-structured online banking systems
that make it easier to provide swift banking services to the customer.