Credit Risk Management of Southeast Bank Limited

Alam, Md. Sayem

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dc.contributor.author	Alam, Md. Sayem
dc.date.accessioned	2020-11-16T10:14:33Z
dc.date.available	2020-11-16T10:14:33Z
dc.date.issued	2020-02-11
dc.identifier.uri	http://dspace.daffodilvarsity.edu.bd:8080/handle/123456789/5100
dc.description	People are becoming more aware of managing their resources. As banks do their business by lending money to depositors, they are more responsible for managing their credit portfolio easily. The bank is committed to providing high quality financial services / products to contribute to the growth of trade and commerce of the country. The importance of a bank's credit activities is of great importance because it generates the largest portion of the bank's gross income, the highest risk lies in it, and even the existence of the bank depends on the discreet management of its credit portfolio. The reputation of the bank is the most important factor for its success and so the multinational banks must adhere to proper guidelines, policies and strict rules regarding the promotion and recovery of guidelines. The use of banking services for any kind of financial activity is increasing day by day. People are borrowing for startup business as well as other purposes. Therefore, it is very important to know the internal credit procedures of banks.	en_US
dc.description.abstract	It is based on primary data and secondary data. Information from various sources such as annual reports, bank credit manuals etc. In this report, I present the aspects of "Credit Risk Management" involving four private commercial banks. For this report I analyzed the CRG score model to measure credit risk. The CRG model focuses on a variety of risks, such as financial risk, business risk, management risk and security risk, etc. This CRG score provides information on whether or not a bank's credit risk is high or low. The main objective of the study is to gain knowledge about Southeast Bank Credit Risk Management and Credit Risk Grading System. First I develop a credit grading score for each of the major risk factors and finally determine the total risk grading score for the bank based on the five major risk factors. Each bank carries a single number of risk grade scores determined by the weighted average score of each of the sub- division risk factors and eventually develops the total risk. The total risk score was determined by the weighted average risk of each individual component.	en_US
dc.language.iso	en	en_US
dc.publisher	Daffodil International University	en_US
dc.subject	Risk Management	en_US
dc.subject	Banks and Banking, Bangladesh	en_US
dc.title	Credit Risk Management of Southeast Bank Limited	en_US
dc.type	Other	en_US