Financial Performance Analysis of Trust Bank Limited, Jamuna Bank Limited, Bangladesh Commerce Bank Limited, Premier Bank Limited and City Bank Limited

Abstract

Financial analysis is the process of evaluate the financial health of an organization byusing different mathematical and logical tools. Financial analysis also represents the overall financial performance of an institution. It is helpful for evaluate the financial condition of the organization and making decision for business operation. I use ratio analysis as the main tools for performing the financial analysis for my report. The ratio analysis gives the summarized overview to the investor. So the investor tries to concentrate on different financial ratios to get an overall overview of the organization. The ratios analysis not only help to decision making process but also emphasized on risk avoiding and profit raising related factors. To calculate this ratio, I need to collect quantitative data from authentic source such as bank trading activity and other sources. Financial statement Analysis involves a comparison of a firm’s performance with that of other firms in the same line of business, which usually is identified by the firm’s industry Classification. I prepare my report on the basis of this ratio analysis and I also used it to determine the firm’s financial position. The main objectives of report are to find out Financial Statement Analysis of Trust Bank Limited, Jamuna Bank Limited, Bangladesh Commerce Bank Limited, Premier Bank Limited and City Bank Limited. The report is divided into five chapters. First Chapter contains the introductory part of the report which implies introduction, background, origin, objectives, scope, methodology and limitations. Second chapter includes the organizational overview of Trust Bank Limited, Jamuna Bank Limited, Bangladesh Commerce Bank Limited, Premier Bank Limited and City Bank Limited. Third chapter consists Theoretical Aspects. Financial performance analysis, Balance sheet, Income statement, Ratio Analysis etc. Four chapters consists Financial Statement Analysis of Trust Bank Limited, Jamuna Bank Limited, Bangladesh Commerce Bank Limited, Premier Bank Limited and City Bank Limited. Five chapters consists findings recommendations and conclusion about the report.