Abstract:
This is the result of my three months long internship experience at JBL. During the time I have
learned many things about our banking system hoe the bank work and makes money. I learned
how the credit department tries to maintain the positive balance during loan giving and recovering.
So, basically in this report I have tried to put forth some keys features and functions of Janata bank
ltd. The services they offer for loan and advance to the customers. The policies for loan and
advances at Janata bank ltd. The process bank follows to choose client and the step the follow to
check, validate and sanction the loan and advances. I have briefly explained the history and given
and overview of Janata bank ltd. In the third chapter I have talked about the process of giving out
loan and advances to clients and how JBL recover the loan, and in chapter four I gave my
observation, recommendations and conclusion. I have given some suggestions in the report that
JBL can use to reduce the non-performing loan to cut their losses. There was some problem during
making the report one of them was not getting enough information and legal obligations.
