Abstract:
The report is based on GRAMEEN BANK's financial results analysis. The conclusions in
this report are based on an analysis of the ratio, activity rate, leverage or debt, profitability
ratio, and so forth. The analysis of this report is based on fundamental analysis. I examined
GRAMEEN BANK Limited's financial performance from 2015 to 2019 in this report. Two
segments, which are called deposit and loans, are the main functions of a bank. The Bank's
main objective is to collect the deposit from the excess part and to provide the deficit part
to the accumulated fund. In the case of the collection of deposits, I have found that the
whole private and governmental bank in Bangladesh did a great job compared to the
existing one. In 2019, they collected 230,596 million takas, which is growing daily.
However, the deposit collection is sadly just one financial success variable. They may also
execute other factors, using the amount of deposit they receive and the loan they give to
the client to produce revenue for each company which is its ultimate purpose or output. To
produce profits and optimize shareholder value, they must give the loan, and from it, they
must make a significant sum of money. Moreover, in some fields I listed previously and
addressed in depth in this article, their output was good and, in some fields, they were bad,
which was also said in this report. Finally, I hope that the next year will be good.
