Rural–Urban Financial Inclusion

dc.contributor.author	Mia, Md Aslam
dc.contributor.author	Sangwan, Sunil
dc.contributor.author	Hussain, A. H. M. Belayeth
dc.contributor.author	Malim, Nurhafiza Abdul Kader
dc.date.accessioned	2022-02-19T11:58:15Z
dc.date.available	2022-02-19T11:58:15Z
dc.date.issued	2021
dc.identifier.uri	http://dspace.daffodilvarsity.edu.bd:8080/handle/123456789/7210
dc.description.abstract	Despite the higher demand for credit among the rural poor, many commercial banks and microfinance institutions (MFIs) are averse towards microfinancing activities in rural areas due to their high-cost implication compared to urban areas. Therefore, this study empirically investigates the effect of rural and urban financial inclusion on the cost sustainability of MFIs. To this end, a globally representative sample of 1729 MFIs' data covering the period 2008–2018 were analyzed. Contrary to the orthodox perception, our overall result revealed that lending in rural areas is more cost-efficient than in urban areas, even after considering various proxies and endogeneity issues.	en_US
dc.language.iso	en_US	en_US
dc.publisher	Scopus	en_US
dc.subject	microfinance institutions	en_US
dc.subject	urban financial	en_US
dc.title	Rural–Urban Financial Inclusion	en_US
dc.title.alternative	Implications on the Cost Sustainability of Microfinance Lenders	en_US
dc.type	Article	en_US