Abstract:
A bank is a financial entity whose primary goal is to maximize profit from money transactions
while also achieving the best level of customer happiness achieve the highest position in the
business. Because it is a service-oriented and customer-oriented firm. My report is based on
the three banks as Southeast Bank, Eastern Bank, and City Bank Ltd. All of these banks are
private banks established in Bangladesh. I described the three banks in the first segment on the
bank overviews that I am working on then I analyzed the ratio with utmost importance to
evaluate the banking performance. I have analyzed the performance of SEBL, EBL, and City
bank across five periods (2016-2020) using the annual report of both of these banks by studying
them. Furthermore, this report contains a consolidated analysis and comparison of the
performance and position of the three given banks in terms of financial risk, liquidity,
efficiency, profitability, market position, and capital adequacy. For better understanding and
comparison, I have used graphs and put forward my interpretation of the ratios. Lastly, I tried
to summarize our findings, inside a chart identifying major changes and have provided with
recommendations where necessary. This report reflects my understanding of the bank’s
financial statements, calculation, and interpretation of financial ratios.
