Abstract:
Commercial Bank is committed to providing high-quality financial services and making a lot
of money. Trade and commerce can help the country grow by encouraging trade and business,
speeding up industrialization, boosting exports, creating jobs for young people, eliminating
poverty, raising the standard of living of people with limited incomes, and making the country
a better place for everyone.
To reach the goals of a commercial bank, the Credit Operation of the Bank is of the utmost
importance because it generates the most money for the bank. Therefore, a bank needs to
manage credit risk carefully to keep losses low, make sure the business grows, and earn a
reasonable amount of money for its shareholders.
If a commercial bank goes under, it's usually because of a problem with its credit portfolio and
less often because of a drop in the value of other assets.