Abstract:
A brief overview of the financial results of Standard Bank Limited from the years 2016 to 2020 is
presented in the paper. A vertical balance sheet and income statement was generated from Standard
Bank Limited 's balance sheets and income statements. Both figures are grouped by total assets in
the vertical balance sheet and presented as a percentage. Both figures are separated by revenue in
the vertical income statements and expressed as a percentage, including averages and standard
deviations. A particular technique is used to generate the horizontal balance sheets and financial
statements.
This report has organized in five chapters. In this report introduction part has been discussed in
chapter one. Introduction of the study, background, origin, objective, methodology and limitations
of the study are discussed in chapter one.
In the second chapter over view of Standard Banks Limited been discussed. This chapter contains
company’s background, mission, vision, values, products services and business. Third chapter
includes theoretical knowledge, financial tools, measurement techniques and the application of
financial performance.
Fourth chapter is very significant part of the report, which comprises financial performance
analysis. It includes the performance of trend analysis (revenue, operating profit, profit after tax,
total assets, and liabilities), common size income statement and ratio analysis (Liquidity, Activity,
Debt, Profitability). From the analysis the result is quite satisfactory. And made some findings
based on analysis.
Finally, in the last or five chapters some suggestions provide for improvement in financial
performance. And over all conclusions is given in this chapter.
