Financial Performance Analysis of Standard Bank Limited.

Abstract

A brief overview of the financial results of Standard Bank Limited from the years 2016 to 2020 is presented in the paper. A vertical balance sheet and income statement was generated from Standard Bank Limited 's balance sheets and income statements. Both figures are grouped by total assets in the vertical balance sheet and presented as a percentage. Both figures are separated by revenue in the vertical income statements and expressed as a percentage, including averages and standard deviations. A particular technique is used to generate the horizontal balance sheets and financial statements. This report has organized in five chapters. In this report introduction part has been discussed in chapter one. Introduction of the study, background, origin, objective, methodology and limitations of the study are discussed in chapter one. In the second chapter over view of Standard Banks Limited been discussed. This chapter contains company’s background, mission, vision, values, products services and business. Third chapter includes theoretical knowledge, financial tools, measurement techniques and the application of financial performance. Fourth chapter is very significant part of the report, which comprises financial performance analysis. It includes the performance of trend analysis (revenue, operating profit, profit after tax, total assets, and liabilities), common size income statement and ratio analysis (Liquidity, Activity, Debt, Profitability). From the analysis the result is quite satisfactory. And made some findings based on analysis. Finally, in the last or five chapters some suggestions provide for improvement in financial performance. And over all conclusions is given in this chapter.