Financial Performance Analysis of ONE Bank Limited

Abstract

The MBA program at Daffodil International University must be completed with internships, thesis or project. The report was created to fulfill a requirement for my MBA degree based on a three-month internship at ONE Bank Limited. My academic advisor, Prof. Dr. Mostafa Kamal, Dean and Professor, Department of Business Administration, Daffodil International University, assigned the topic "Financial Performance Analysis of ONE Bank Limited." The world "bank" often indicates that it is a financial organization that deals with money. Nevertheless, there are many other types of banks, including central banks, commercial banks, savings banks, investment banks, industrial banks, and cooperative banks. Nevertheless, the word "bank" is used to refer to commercial banks without any qualifier or prefix. The commercial banks most significant economic contributors to a nation. Banks accept the least expensive deposits feasible. They charge more fees and grant loans and advances at a higher rate because they are profit-driven enterprises. My study is about that financial condition of ONE Bank Ltd. Since its foundation, OBL's goal has been to distinguish itself as a unique commercial bank by providing a wide range of innovative services to its cherished clients. The ultimate goal is to increase the degree to which SWIFT and financial treasury resources are mutually sustainable for international trade. The bank has achieved excellent achievements in all areas of business operations, making significant progress in a short period of time and carving out a desirable position among its competitors. In Bangladesh as of right present, the bank has 107 branches. As a modern private commercial bank in the area, OBL provides all conventional banking services to its customers. Additionally, a variety of products and services based on deposits and credit are available. Such includes services for managing funds, clearing payments, providing safe deposit boxes, and providing perks to employees. Commercial banking services are offered by ONE Bank Limited. The Bank also engages in other 3 operations, such as offering its clients Islamic financial services through Islamic Banking offices. Two of the bank's industry sectors are conventional banking and Islamic banking. Working capital financing, encompassing working capital methods like time loans and cash credits; offers for importers, including loan against trust receipt and time loans; and offers for exporters, including over draft and packing in It offers a range of services, such as bid bonds, overdrafts, value guarantees, and security bonds, to suppliers and manufacturers. Its subsidiaries include ONE Bank Securities Limited and ONE Bank Capital Management Limited.