An Analysis of the Financial Performance of Southeast Bank Limited

Abstract

The report has been prepared to fulfill the requirement of BBA program. Which is mandatory to be involve with company for the gin theoretical and practical experience. This report is “An Analysis of the Financial Performance of Southeast Bank Limited”. Southeast bank is an economic institution and service-oriented organization. Its main aim to earn profit by the exchange of money and other instruments. Southeast bank as a commercial bank to perform two functions service and profit. Banks have four parts for the operations such as general banking, accounts and general service, loan, and advance and foreign exchange. Bank collect deposit from the customers and to invest this money into the different project and different financial security for the reducing risk and getting more profit. Southeast bank is the one of the larges leading commercial bank in our country. Financial statement analysis is the most valuable elements for any kind of organization. I try to find out overall financial position by the ratio analysis problem and give some possible recommendation. Southeast bank limited financial position fluctuate from 2017- 2021. Southeast bank limited liquidity position is not good. Liquidity ratio was below one which is not good position for the bank. Operating efficiency ratio Total Asset Turnover, Equity Turnover, Current Asset Turnover, and Fixed Asset Turnover decrease year to year. ROA and ROE both decrease from last some years. Huge operating expense of this bank and net profit margin was some position which is not good for the southeast bank limited. Southeast bank can take decision based on financial statement analyze of the bank. External user can use it to understand overall health of the organization. Southeast banks need to focus on liquidity ratio because it’s included with current obligations. Ratio analysis to provide information about performance and financial health of the bank by using current financial statements. Some ways to analyze financial performance analysis methods are common size analysis, trend analysis and the ratio analysis. Finally, this report helps to get practical knowledge about research in my practical life. This research motivates to make my dream as a researcher in my favorite area.