Financial Performance Analysis of Mutual Trust Bank Limited

Abstract

The English word "bank" is derived from the Italian word "banco." The modern economy's lifeblood is the bank. In the same way that a person, a community, and a country cannot function without money, we are unable to even consider money or its promotion in the absence of a bank. Every nation has a bank that produces currency and is in charge of its messaging. The development of a bank does not take place overnight. Following the introduction of money, one group of individuals first looked for the security of the money, while another group of people looked for the origins of the money. A person learned the true meaning of a bank when they completed many tasks at once, like this type of job. Although we are business majors at an academic institution, we have no real-world experience with banks or their internal workings. By staying in a genuine banking environment, the internship program provides me with the opportunity to acquire both theoretical and practical expertise. Being an intern at Mutual Trust Bank (MTB) Limited gives me a fantastic opportunity to gain some real-world experience. The topic of my paper is the financial performance analysis of Mutual Trust Bank (MTB) Limited. I have tried to show financial performance analysis over the previous 8 years using various ratio analyses. With the assistance of my banker's supervisor, I have learned about Mutual Trust Bank’s (MTB) limited internal banking practices over these twelve weeks of my internship. I now know about several kinds of account openings. Three divisions made up my internship experience at the Mutual Trust Bank Limited branch in Panthapath. I worked for the General Banking Department for the first two months, and for the last month, I worked for the Loan Department and Student Banking. I have worked with everyone in every area of the General Department for the first two months. As a result, I have worked in several areas of the department. Every employee at Mutual Trust Bank Ltd. (MTB) is treated with respect. I never experienced being treated as a guest throughout my internship. Because of the mutual admiration between coworkers, each person works diligently and fulfills their responsibilities as required. The workers have given me a lot of expectations and responsibilities as an intern. It seemed hard to complete at first, but after a few days of working on it, I started to acquire experience. The duties become less difficult for me day by day. In the end, I completed my commitments and ambitions. They see me as having fulfilled the requirements of my internship.