Abstract:
During the last few years, Bangladesh has been experiencing what we
usually know as structural transformation-the popular economic cliché. Though little
in magnitude, industrial contribution to the national GDP has been gaining in
importance. Banking system in Bangladesh has gone through many extensive
changes in the lapse of time. It has been fashioned by economic as well as political
philosophies. It has been marked by Nationalization first. Afterwards it has been
deregulated but with less degree of market orientation. Restrictive regulations had
made the major portion of the banking system virtually spoon-fed. Later on, financial
liberalization, prudential and information regulation has set the trail ready for
market based orientation. Consequently, lending norms and practices have gone
through changing pattern alike. This paper tries to capture the changing structure of
the credit flows by the scheduled banks in the industrial sector.
